Our transportation and commercial truck insurance specialists will be glad to help you if you are in Florida, Georgia, Iowa, Indiana, Kansas, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina or Virginia.
Get help from Trucking Insurance Specialists. Send just the basic information for us to be able to help you.
Here is an info-graphic of our most commonly insured vehicles in the heavy to extra heavy weight range.
Everyday we insure one or more of the following truck types.
•Cement and pump trucks
•Refrigerated box trucks
•Stake body trucks
•Express delivery truck
•Pickup trucks with standard or commercial beds
•Truck Tractors/ Semi’s and trailers
•Auto hauler trailers
•Bottom dump trailers
•Bulk commodity trailers
•Dry freight trailers
•Dump body trailers
Most Popular Commercial Trucking Coverage’s
Motor Truck Cargo Coverage
Commercial General Liability
Personal Injury Protection (PIP)
Blanket Lessee Coverage
Below is the classification used initially to determine what type of vehicle or trucking operation is needing to be insured.
•Light Truck – Trucks with a Gross Vehicle Weight (GVW) of 10,000 pounds
• Medium Truck – GVW between 10,001 – 20,000 pounds
• Heavy Truck – GVW between 20,001 – 45,000 pounds
• Extra Heavy Truck – GVW 45,000 pounds or more
• Truck Tractor – A motor vehicle for carrying commodities or material and
equipped with a fifth wheel coupling device for semi trailers.
• Heavy Truck Tractors – GVW 45,000 pounds or less
• Extra Heavy Truck Tractor – GVW 45,001or more
• Semi Trailer – A trailer equipped with a fifty wheel coupling device for use
with a truck tractor, with load capacity of over 2,000
• Trailer – Any type trailer other than semi trailer with load limit over 2,000
• Service or utility trailer – Trailer including semi trailer with load capacity of
2,000 pounds or less
And then the trucks listed above fall into one of the categories below that define what the truck is being used for on a daily basis.
• Service – Used to transport insureds personal tools to and from job sites
• Retail – Used to pick up property from, or deliver property to individuals
• Commercial – Used for transporting property, other than those defined as
service or retail